Minor car accident (not at fault) - should I go to my insurance or small claims court?

Minor car accident (not at fault) - should I go to my insurance or small claims court?

I was wondering if anyone could give me some advice. Last week I was involved in a minor car accident. I was at a stop light and the car behind me decided they could not wait and they tried to get by my car to make a left turn. They did not have enough room and scraped against my car with theirs. No one was hurt and no police were called. We pulled over and I got their name, phone number and address. They did not give me their insurance information and said they'd like to settle outside insurance because there are only scratches. I know it was stupid but I said okay. Also I do not have the license plate number of the car. I thought I wrote it down but I did not (I understand this is a big mistake on my behalf). We made contact over phone throughout the week and discussed repairs but suddenly they stopped answering my calls. I believe they are avoiding me. Now I am at a loss of what to do. Should I take this issue up with my insurance (at the risk of raising my premiums) or should I take this to small claims court? In either case I do not have the car's license plate so if it isn't their car will that be insufficient evidence to prove they are at fault (my word against theirs)? Thank you in advance for all your answers.

 

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im considering buying a quad im wondering how much it would cost.

 

 

I want to by a nissan s-cargo does anyone know anything about them or what the insurance cost is?

http://www.carfolio.com/specifications/models/car/?car=131516&Nissan-quote Nissan s-cargo this is the site for my car and I love it just curious what the insurance will before I make a offer and would like to hear opinions and stories about them.

 

 

GAP insurance vs Full Coverage?

Im getting ready to buy my first car. I live in Indiana. I am being told getting GAP insurance is suggested, but from what they say. I don't see a difference in GAP and Full Coverage. So What is the difference between GAP insurance and Full Coverage. In Indiana, and what is recommended to do or get

 

 

Will my Geico go up after 6 months?

My Geico is only $62.84 monthly. I have the 6 month plan. I had Allstate before switching to Geico last month. I switched because every 6 months Allstate would go up by $25. I could NOT afford it! So I switched to Geico because it was $125 cheaper monthly. Everyone I've talked to said theres hasnt went up after 6 months. I have no criminal record, no tickets, no felonys no nothing, etc. So I was wondering for all you Geico customers, has Geico been good? Has it went up after 6 months? No arrogant answers, please!

 

 

Cheap motorcycle insurance in Kansas for a 21 year old male?

cheapest i have found is AIG for about 115$ a month for full coverage, and they will also let me knock that down to liability during the winter time when i am not driving the bike. geico and progressive both wanted upwards of 210$. my question is, are there any places that i should try that you think might be able to beat AIG's 115 a month for full coverage. i am 21 years old and have 1 ticket on my record of 14 mph over about a year ago. the bike is a 2006 kawasaki zx6r. thanks

 

 

Does anyone know if having your car lowered increases your insurance?

I have just got my new car and insured myself on it but it has been lowered. Do I need to tell my insurance and will it cost me more? :)

 

 

Car insurance payment?

I would like to get the car insurance for my used car, and it is my first car. If I buy the insurance for 6 months, should I pay all the 6 months insurance at one time, or pay month by month? Thanks.

 

 

Can i switch car insurance from one car to another?

i have a car with car insurance on it, but i am going to buy another car, and i want to take the car insurance off my old car and put it on my new one. is it possible and if so how do i go about doing it?

 

 

If im on my parents insurance when i buy my motorcycle do i have to pay for insurance?

I have to save for it and its hard to get a job in Jacksonville if your a teen so how much the insurance cost and do I need it if I do have to buy it or can I just buy the motorcycle and go its the Honda cbr250r its the only in my price range for now

 

 

Motorcycle insurance?

how much would it cost for a new motorcyclist to pay for his insurance if he got a used bike.

 

 

What's the point of car insurance?

I pay insurance for my car. Shouldn't car insurance cover anything needing fixed on your car? What is the point of paying for insurance, when the insurance doesn't even cover repairs? I pay for supposed FULL COVERAGE , shouldn't this cover everything, ITS A BIG F-ING SCAM!!!

 

 

Which insurance is better?

Which insurance is better health or life?

 

 

Does anyone know of a good /cheap health insurance?

I need to get health ins. for a nursing program I'm going into, do you know of a cheap one? I have no pre-existing ailments, an 46yrs. old and in good health. I live in San Antonio, Tx. thx.

 

 

What is the cheapest auto insurance for michigan?

for the most basic insurance

 

 

What will happen if I drive without insurance for few days?

I live in New Jersey, my county is Hudson county. I just bought my car yesterday afternoon my insurance company was closed. I could not call them to add the car on insurance and start driving with my other car insurance. What will happen if I drive with my other car insurance in my new car for a few days? What if cops stop me? Will I get a ticket or something else?

 

 

Can someone help me figure out how to get car insurance?? Very confused :(?

This is my first time ever getting a car loan, making payments & getting insurance by myself & so far it's been frustrating & confusing!! If anyone could help steer me in the right direction it'd be much appreciated! --I'm originally from Arkansas. I moved to North Dakota with my man, got a job & started vehicle hunting. One of my friends up here, also from AR, had a truck close to getting on the repo list because he couldn't make payments anymore. This truck is registered in AR. So, I got a loan & bought his truck from him. I got this loan Oct 4th, a month ago. All I'm trying to do is register this truck, pay sales tax & get insurance. I understand I'm not ever getting the title but my bank will & when I explained that the title hadn't been sent to my bank yet, the dmv lady said I couldn't even get temporary tags?? Can I get insurance with the truck not being registered yet?? If it's not officially mine bc the title hasn't been sent to my bank. ???

 

 

Would insurance cover it?

My husband was involved in a car accident 2 years ago...the people filed a claim/law suit recently over some 'injuries' (which is BS because he works with this guy and he was no injured), just 2 days before statue of limitation expires. Since my husband's work requires so much traveling, it was pointless for him to keep car/insurance if he never drives, we sold his car so he no longer has car insurance. Now that these people 2 years LATER decided to sue...would his old insurance take care of it since the accident happened while he did have car insurance? And he was driving a friends car at the time...not his own care.

 

 

Question about car insurance??

my boyfriend and i have been discussing selling my car and sharing his (to save money, one less insurance/payment each month). My question is without having insurance (unless i went on his), will that make my insurance go up more the next time i own a vehicle? my current provider (progressive) increased my rate because i was uninsured for 3 or 4 days, and im curious if this is what will happen if say, im uninsured for a few months. THANKS!!!

 

 

Does anybody know where i can get very cheap car insurance?

i am a 17 year old driving who own a Tax Exempt Landrover. I have been quoted 3000 just about everywhere. I know that this should not be the price for a car made in 1972. could anybody help?

 

 

Does anyone know why a vehicle registration number doesn't show any vehicle info in an insurance quote search?

I witnessed my neighbour's son damage my car (which was parked outside my house) due to snow but by the time I got out he had already gone. So I didn't get the chance to get his registration number. I've been trying desperately to get his parents give me his registration number and insurance details or ask him to get in touch with me and they are not willing to cooperate. They are not disputing the fact but they are not giving me the information. This morning he parked his car on his parents' drive. Obviously I took the registration number and informed the policy and my insurance company. However, I tried to do a search requestin and insurance quote (just to get more info on his vehicle, such as size engine, make, type etc) but his registration number doesn't yield any information on the vehicle, as it normally happens when you look for a car insurance quote. Does anyone know why this might be the case? Many thanks Helena

 

 

How much would it cost for insurance for a 18 year old with a 2001 toyota celica? Monthly and yearly?

In Canada not US

 

 

Can i switch car insurance from one car to another?

i have a car with car insurance on it, but i am going to buy another car, and i want to take the car insurance off my old car and put it on my new one. is it possible and if so how do i go about doing it?

 

Minor car accident (not at fault) - should I go to my insurance or small claims court?

I was wondering if anyone could give me some advice. Last week I was involved in a minor car accident. I was at a stop light and the car behind me decided they could not wait and they tried to get by my car to make a left turn. They did not have enough room and scraped against my car with theirs. No one was hurt and no police were called. We pulled over and I got their name, phone number and address. They did not give me their insurance information and said they'd like to settle outside insurance because there are only scratches. I know it was stupid but I said okay. Also I do not have the license plate number of the car. I thought I wrote it down but I did not (I understand this is a big mistake on my behalf). We made contact over phone throughout the week and discussed repairs but suddenly they stopped answering my calls. I believe they are avoiding me. Now I am at a loss of what to do. Should I take this issue up with my insurance (at the risk of raising my premiums) or should I take this to small claims court? In either case I do not have the car's license plate so if it isn't their car will that be insufficient evidence to prove they are at fault (my word against theirs)? Thank you in advance for all your answers.

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