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Car inspected, tags, insurance, and title questions?

Hi everyone. I have a 1996 saturn that has just been sitting for about two years now. I have a few questions. The car's tags expired about a year and a half ago, so in order to get new ones, i have to get it inspected and fixed and whatnot. I dont want to drive a car with expired tags, but is this what ill have to do in order to get them? And before I can get it inspected, i have to have the title for the car, right? My dads name is on the title, but he lost it when we moved. Can I get a new copy of the title, or does he have to do it? One more question, my dad stopped paying for insurance on it a long time ago. Like, a long time ago. Should I get it insured before i try anything else? In my mind, I plan on getting the title first, then getting it insured, getting it inspected, and then getting tags to make my car legal. Is this the right approach? My dads doesn't think he should help me with any of this, so I'm kinda on my own here. Thank you!

Checking Insurance Quotes?

May be a stupid question but can you check different insurance quotes even if you haven't passed your test yet, just to get an idea of how much it will be ?

I would like to know approximatly how much I would be paying for car insurance?

As I haven't got a car yet I cant get an actual quote so I'm struggling to find out how much I can expect to pay. I am 22 will probably be 23 before I pass my test and expect to get a car. This will hopefully be in the next 6months. I'm female I know that reduces insurance a little. I'm hoping to get a toyota yaris it would be an older one so it would be in group 2 for the insurance. Any information anyone could give will be helpfull. Thanks

Non owners policy insurance in CA?

i'll be using my parents' car, which is in IN, in california, it already has insurance, but i'll be going to CA and probably stay there for some time (around a year) and use their car, im 18. So does buying a non owners policy insurance save me, since they will still pay for regular insurance on car plus the non owner that i'll purchase? any advice? since if i'll buy my own policy the numbers are 500/mo or more. So im thinking if i buy a non owners insurance lets say at 1200/yr, plus their regular coverage it'll save some money. any advice will be greatly appreciated or it is illegal?

What insurance group is a 1965 FORD MUSTANG FASTBACK?

Why was my car insurance quote so cheap?

im a 17 yr old male and i have recently bought a 1.2 Peugeot 206 look for 700, i know car insurance for boys my age are stupidly expensive so when i was looking at quotes it came as no shock until i got a quote for 750 for third party fire and theft, i have no idea why its so cheap, i checked the quote through about 5 times to make sure i didn't make any mistakes but i hadn't . can anyone explain why its so low ? i don't want to buy the insurance just in case it turns out to be an expensive mistake.

What insurance is going to play ?

I confided my 2 cats to a friend in Liverpool. My cats ripped him tapestry of his wall. Will take my insurance the damage because they are my cats ? Or his insurance because he is given custody of my cats ?

How would obamacare affect our family?

We are a middle class family, smack dab in the middle... Hubby's job provides health insurance, but for a family of 3, which we are, it would cost $200 a week for coverage, with high deductible, so! Since hubby is in exceptional health and hasnt had any medical problems (knock on wood!) he continues without health insurance; I remain on my parents plan as I'm 25 (aka under 26yrs old), and we pay for child health plus for my daughter, for a small fee a month, which depends on our income We simply couldn't afford to pay $800 a month for family coverage, so doing it this way saves us, like $600+! So since we don't make enough to pay for hubbys $800 family plan through work, is obamacare basically going to force hubby to get health insurance through his work, even though it's complete garbage? Or will his employer have more affordable family plan that we could afford? Just trying to understand it all better! Thanks in advance! :-)

I've got a '74 Dodge Avco RV, how much would it cost for insurance?

It's 28 footer. And maybe if you knew how much it would cost for tires and even a lube and tune, i would appreciate it!

Can claiming too many hit-and-runs on your insurance raise your rate? Considering none of it is your fault?

I've recently encountered my second hit-and-run instance, and unfortunately my car is somewhat expensive to repair. So, I'm wondering if I should submit a claim with my insurance company to repair it, or try to fix it on my own. I'm told that a hit-and-run isn't a point against me, but that the insurance company may still find reason to raise my rates.

Why is it important to carry car insurance if the odds of a major accident are quite low?

Its a stats question

How much will my insurance go up after an accident?

I'm sixteen years old and I have had my license almost six months. I was in a wreck a few days ago involving another vehicle. The other car is fine but I completely totaled my car and it was my fault. How much will my insurance go up??

For a 16 year old how much does insurance cost for a year, an average, and what is out there that is the best?

insurance plan, only answer if u have insurance or have experience

How much would the insurance be, for a 17 year old female - new driver, for a Range Rover Vogue?

It would be about 11/12 years old. 4.0L or 4.6L. And, probably is Petrol. How much on average would this be? UK!

Any way to decrease my 4K quote to insure a 1.0L VW Polo?

I'm looking into buying my first car (17 year old driver), I have not passed my test yet but I'm looking to get a car to practise in. I found the car I wanted to buy, a 1.0L (999cc) 400 R Reg (1998) VW Polo, so practically the smallest engine money can buy. I needed to see how much it would cost to insure before and after I pass my test. It was 1200 a year on my provisional which is the sort of price I would expect but over 4000 when I set it to having passed my test. This is using go compare.com. Why is that so much money? I understand young drivers are high risk, but surely over 4000 a year for fully comp doesnt sound right.

All options for affordable birth control of any kind?

Here's my problem. My dads insurance company (I'm a student, and did qualify for insurance last year through my job so he kept me on his since I'm 19) doesn't cover ...show more

Audi a4 2003 insurance cost?

i have a 2005 honda civic lx, and im planning to buy a audi a4. currently im paying 110 for insurance, how much more expensive would my insurance be if i decide to buy an audi

What is the AVERAGE cost of insurance for an L driver in BC, yearly?

I know it varies from person to person, I'm just looking for an estimate for basic coverage, can anyone help me out?

Steps in getting health insurance in one day?

What are 2 Door car insurance choices?

I live in New York City , and im trying to do all my research before i jump the gun and even buy my insurance and car ( Tho i do know what i want ). But these are what i want to know .

Car insurance cost for a 17 year old male?

My son is fixing to get his drivers licence and I've been told by people that it is very exspensive for him to have insurance. Can anyone tell me the average a young new driver has to pay ?

How much would it cost to put an 18 year old on progressive car insurance?

I have to add my daughter to my insurance and I want some input before I make any decisions. What is a good estimate for how much it would cost?

Is there a such thing as Cheap online insurance ?

I'm looking for some auto insurance for my car. I can't use the general aare there any sites that offer cheap auto insurance?

When will the U.S. government stop the gender discrimination on Car insurance?

http://www.nytimes.com/2011/03/02/business/global/02insure.html The court of justice of the European Union (CJEU) has ruled that from December 2012, insurers will be prevented from charging different premiums on the basis of an insured person's gender. When will america pass a similar law. Not everyone is the same. Girl drivers are the worst, how on earth could their insurance be lower than ours when half the time they are in the car they are laughing so hard into their cellphone that they can't see anything but the roof of their cars. Mix a bunch of girls in one car and it gets even worse. And don't try to say it's because of statistics, obviously since there are more male drivers than female drivers there are going to be more crashes and etc.

How much is a no insurance ticket in illinois?

I've been trying to look this up, can't find jack **** on it.. How much is it?

medical insurance quotes for vision and dental

How Much Should An Insurance Adjuster Make?

Hi. I'm making about 40,000 not counting a company car, and I'm a bodily injury adjuster for car accidents. I've been doing it a couple years. I'm trying to figure out how much other companies pay for a similar situation. Mention your company too...thanks.

I'm confused about primary and secondary health insurance?

My daughter is on my policy, where all of the payments come out of a fund set at the beginning of the year, so if it is $1,000 that can be wiped out by one trip to the ER. Also, she is on her father's plan which is a taditional co-pay plan. Would it work out to my advantage to use his at primary and mine as secondary? Can the co-pay requirement from his insurance be paid from my plan?

Where can I find info on LOW COST Medical Insurance In Central NY? (Student Artist Musician Business Owner)?

My wife and I are moving soon from PHX, AZ to the greater Syracuse area. I am moving my multimedia business / record label (websites, print design, videography, DVD production and studio recording) and I need information on which companies can provide my family reasonable cost heath insurance. Right now my wife works fulltime so we use her benefits, but we will be starting a family and would like to keep her at home for a few years. In PHX, health insurance for non-group individuals runs about $300 a month - from what I can see in CNY it can cost closer to $1000! Can some one help me with this? Am I looking at the wrong companies or is it just that mush more expensive? Are any loop holes? In some states Students, Artist, Musicians & Small Business Owners can get highly discounted rates - is this true in CNY? Can anyone help? Thanks in advance!

Cheaper auto insurance if my parents add me to their policy?

I'm 20, financing a car.

Is insurance a must for everybody to have?

50cc Scooter, insurance?

Hi, I have just passed my CBT for a 50cc scooter and hold a provisional licence for the UK. I am 16 and passed the CBT on 24th August. I am looking to buy a 49/50cc scooter but I have found that the insurance is extremeley expensive. I have looked around and filled in quotes from comparethemarket.com and the Post Office but the insurance I want (third party fire and theft) always seems to come out at around 300 a year! I know that some people pay only 50 a year for their 50cc insurance. Does anyone know where to get a better deal? Or does anyone have any tips? Thanks

How much will my insurance go up in Georgia?

ok so i recently got a ticket for going 45 in a 25 in georgia i am 19 years old and i am living with my parents and i am on my parents insurance. i am insured on 4 cars full coverage 2005 dodge ram 2010 lexus hs250 a 2005 ford expedition and a 2011 ford mustang v6 this is my first ticket i have ever gotten that has given me points any help would be great thanks

Trying to get free motorcycle insurance quote from progressive?

Its asking me this though: What date would you like your Progressive policy to start? Im confused. I just want a free quote, i dont want to actually sign up for insurance

How to check multiple car insurance quotes at once?

We are in Tacoma WA and currently have progressive as auto insurer and we want to know what is the best way to check multiple insurance quotes? We would prefer than credit is not checked so please suggest accordingly.

Will average insurance cover this?

i have cherry angiomas it isnt deadly or bad. The only way to remove it is to get it lasered do you think average insurance will cover it. If not how much would it cost to get like 3/4 of an inch circle lasered off my skin

My friend got in a car accident he only had a permit did not have car insurance what will happen im court?

He went and hot his license an got car insurance now

Car Insurance Cancellation Fees? (UK)?

So i'm probs 2 months away from passing my driving test, and i was thinking about insuring my car on a provisional licence for these few months to actually get a few steps ahead and more experienced. I was wondering how much it would/if it would cost to say stop the provis insurance after them 2 months? People from the UK preferably please, cheers!

California auto insurance???

back in may i was driving someone else's car someone backed out of the drive way and hit me minor damage on back bumper. i gave the insurance info of the owner of the car since i didnt have any and it was her fault didnt think it was that big of a deal to do that if it was not my fault i recorded my statement months back but now they want me to re record my statement they said they lost it so giving the insurance of someone else that was not driving is that illigal what kind of trouble can/could i get in to? IF ANY??

How much does renter's insurance cost?

Car or Insurance first?

I'm 25 years old and just got my driver's license and was wondering if you get car insurance first then get your first car or if it's the other way around? ADVICE PLEASE!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

16 year old insurance on Bike (CBT) UK?

Heres the thing, i can afford a bike and ive been considering an Aprilia RX 50 Or a Suzuki TS 50, but the insurance is through the roof in price, my average quote fire and theft is 450 ish any ideas who to go with in respects of insurance companies ? thanks live in the (UK)

Im looking for really cheap mediocre Auto Insurance!!1 HELP!!! PLEASE?

I have a mustang and I want cheap Cheap insurance any Ideas? I need to be able to pay with a credit card.

What is auto insurance?

what is auto insurance? and.. Auto Insurance Homeowners Insurance Health Insurance Renters Insurance Life Insurance can someone explain these to me?

I want to purchase a nice USED car, but I want insurance from out of state? How can I get that?

I want to buy a car directly from the seller and a good running car and I want to be insured out of state. I have a few questions: 1. What is the best and cheapest insurance I can go for? 2. How can I get out of state insurance? 3. What type of used car that you highly recommend me to by?

Any idea how much the car tax is on a vauxhall frontera,and is the insurance expensive?

is it much more than running the average car

What is the best website to get cheap moped insurance ?

How much average does a family of four pay annually or monthly for health insurance?

I'm currently in the military and plan on getting out in 3yrs. I have an EF but people in the service forget about health insurance (because its free now). I want to set my family up. Just wondering what would I be looking at paying when I separate for a family of four so I can start saving

Sued for Auto Accident Above Insurance Limit in NJ?

One year ago my wife was taking our daughter to pre-school turning left out the end of our road in to traffic, this road has a speed limit of 35 mph. Traffic had to stop to let her cross the first lane since it was solid cars, vans and small trucks. As she approached half-way, before getting a good view of oncoming traffic, another car took off the front bumper. Note that the center line is interuppted at the cross-junction. The bumper was torn from the front of the car with damage more evident on the non-impact side of the car than where initially hit, hence my wife had not initiated a turn, just edging forward to see. The radiator was in-tact, but damaged, still mounted to the front of the car. I walked to the site with our other child and took my daughter home; she is fine and I took her to school but still talks of the incident today. My wife stayed at the incident, and was fine (no later issues) keeping real calm and cooperating with police. It took about 2 hrs with police debating which town the incident took place (middle of the road is the divide) and the other driver was concerned about getting home to take a pot off the stove, but seemed medically fine. The driver asked me and the police to drive them home to get the pot off the stove and used my wifes cell phone more than once. They also wanted to drive their car home and leave the scene with a flat tire at one point I presume to attend to the pot. No tickets were issued, no air bags deployed. The other car had a flat front left tire and side damage so the drivers door was stuck shut. Both cars were old, so written off. Over a year later we received a court summons from their attorney and we are being sued for $750,000. Our limit is $100,000 on insurance. The plaintiff is claiming herniated discs and loss of bowel control. We have a 2006 no money down mortgage, so total equity is very much in the red since our home value plummeted. I have no umbrella policy. I am sole income, but was owner of the car my wife was driving. My wife is stay-at-home mom. The remaining $650,000 would be a big problem. Interestingly, we heard that the other driver called our insurance and asked for a >100-fold lower amount of money to just go away! Our insurer recalls this very clearly and did not pay. Questions: Should I invest in an attorney to work with our insurers attorney to cover the $650K over our limit? Do we have any case given the car the other driver may have been in a rush (as all were aware of the pot on the stove), would have settled for far less, and in reported safety tests should avoid an obstacle at 55mph let alone at the speed limit of 35 mph? Their case, as I understand, is to actually prove my wife was negligent, she was just trying to see. Reality and the law are complicated I understand. Our insurer is looking in to the validity of their medical claims. I believe for spinal and neck injuries plaintiffs have to follow careful insurance approved treatment plans in NJ. I know that such a condition may not be permanent with curative surgery possible to release the nerves that may be causing the bowel issue. The plaintiff has claimed the injury as permanent, do they need to prove this? Should we ask experts? The plaintiff lives in our town and their house is on my running route every other day. I have not noted anything at all and plan to stay away from all other parties. Should I change my running route? Thanks for any advice. Our 30 day clock is ticking.

I dont have insurance or a source of income, help?

I am eighteen years old and currently have no insurance and I am looking for a job but so far nothing. I have chronic migraine disorder and ptsd, I was on medication for both but after I turned eighteen I lost all insurance I had with my mother. i don't go to school nor can i afford to and i dont know what to do. Help?

How much is car insurance for a 16 year old living in Florida?

Hi, I'm fifteen and I'm getting my license soon. I was wondering, what's the average cost for car insurance for a child at the age of 16 driving a Ford Mustang GT? I included my car model if that's any help at all to you. I also live in Central Florida. Thanks in advance!

medical insurance quotes for vision and dental

Do I have to add my spouse to my car insurance even though we don't live together?

I am on my parents car insurance stuff, and I was getting ready to get married, but we don't live together-so does he have to get added on the policy too?

What are the recommended coverage i should have for auto insurance?

i don't know anything about auto insurance, so im trying to figured out what i should include in my policy, not just standard, but recommended coverage, so that if anything happen the insurance company can't say this or that doesn't covered...im a person that rather be safe than sorry later... so far i have statefarm in Florida, and here are my coverage and limit so far: liability bodily injury 10/20, property damage 25 per accident. no-fault coverage comprehensive collision uninsured motorist bodily injury 10/20 is there anything else i need to add or missing? is there different between the personal injury protection and no-fault coverage? is my limit enough? my friend has 50/100 limit and pays much lower premium than me (about 40% less).

Will car insurance go up if I get a speeding ticket?

Will my car insurance rate go up if I got a speeding ticket? Im in California. This is the first one ever, and I've been driving for about 4 years now. Anyone with an answer? Thanks in advance!

Average utility and insurance cost Orland Park, IL?

I'm planning on buying a townhouse in Orland Park, IL and was wondering what the average utility (water, electricity, heat, disposal) costs are? Anyone have any estimates on insurance? The association fees cover common insurance but don't think it covers anything within the four walls of the house. Know what insurance requirements the lender puts on mortgages? Trying to estimate how much home ownership really is.

Sent a fake transcript to a car insurance for good student discount?

So me like an idiot sent a transcript from my college to Geico car insurance and it was altered. I thought that in the next semester, i can be able to make it all up. the altered transcript had 2 C's 2 A's and 1 B. What can i do now? I am really afraid because I really don't know what to do anymore. I feel like committing suicide because of this. What should i do? My original gpa for the transcript was 2.50

8 weeks pregnant without medical insurance?

I'm a server and don't make enough in my paycheck to pay for medical insurance at my work place. I can't be put on my fiance's insurance until we're married. what are my options to cover all my medical bills?

About how much does insurance cost for a 16 year old male in new Mexico cost????????

Where to go to find a house/car insurance quotas!?

I have a project for my economics class, we have to make a family of four budget for a month and we have to like buy a house, a car, food, and lots of other things But with this we have to go into detail and we have to find out the Homeowner/Renter Insurance and Automobile Insurance but I really have NO clue where to go to find this. Is there any website that just gives you the direct quota of how much it will cost you a month? Help me out anyone?

Need help to get the cheapest car insurance possible for a 17 year old?

I just turned 17 and I am gutted because I have had to hold off on my driving lessons as I have the money for the lessons and the car but the insurance is WAAAAY too expensive. for cars like a ford KA or a smart car the insurance is between 3500 and 5000! is there anyway to lower this? how much would it go down by if i went on a family members insurance etc. please help. what kind of car will have low insurance.

What car should I get for cheap insurance?

Im 18, i just got my license a week ago. I live in a small Louisiana town. I catch buses and taxis to and from college and work. I really need a car. I have 2000 down for one but insurance is like 600 dollars on my own policy. I can't get on any ones policy because I live on my own. I'm beginning to get discouraged because the longer I take to get a car the less money I'll have for a car paying 10 to 20 dollars on taxis a day takes all my money. What can I do? What cars will have the cheapest insurance for a new driver?

How much could be the average insurance for a SMART car?

How much will my car insurance be im 17?

im going to be on with my parents insurance they have state farm and im getting a 2000 mustang v6 how much will insurance be i also live in florida

What are some of the cheapest auto insurance companies for new drivers in G.A.?

What are some of the cheapest auto insurance companies for new drivers in georgia? the car i am trying to insure is financed, so I require the insurance to be full coverage, and i am also a new driver

Anyone ever heard of a car insurance company called The Electric Company?

I called them and got a really great quote on car insurance. Has anyone ever used this company and is it a good company to go with?

Do I qualify for federal health insurance?

My parents don't get insurance through their jobs, and they can't afford private insurance. My parents and I are currently enrolled in an assistance program through our local hospital. I go to a private university that requires for students to have some type of health insurance. If the student doesn't have health insurance, the school charges the student $1,000 for the school insurance. Since I am 19 years old, I no longer qualify for CHIPS, which I've had all my life. I am a full time student, I am a U.S. citizen, I am in Texas, my parents are low income, I don't have proof of a job (I'm a nanny and get paid in cash). Online resources are confusing. But is there any federal insurance program that I may be eligible for?

Will Insurance ding me for this?

I had 8 hour traffic school which cleared a previous ticket. I went to court last week and asked for 12hr traffic school for another and was told that this will clear the point but the ticket will be visible. I have AAA insurance and was wondering if this will affect my rates. Thanks.

Where i can get car best insurance information ?

give me a website of car insurance information .

Denied for life insurance thru employer?

Met life denied me for life insurance. Met Life sends a denial letter to my employer....Can I get fired for that...The life insurance company stated they cannot disclose any info, however, can Human Resources call me in and ask me why? It is a company life insurance...... I would think this is a privacy or Hippa Issue......Need some help..

How much is a sr22 with car insurance for a first offense dui?

Don't bother answering if your just going to tell or give me websites to get a quote on. I want to know if anyone else has had to get a sr22 for first offense dui and how much it cost them or an estimation.

What kind of car insurence should i get?

im 19 years old and live in Massachusetts and i need help on what kind of insurance i should get. i don't want anything expensive even though that's hard to avoid because i know car insurance is expensive. i just got my license and i don't know what to look for. someone help me please! and i would most likely be driving a volvo or any car my parents let me

Cheap motocycle insurance?

Ive got 1 claim and 1 conviction so finding insurance is hard enough does any one where i can find the cheapest cover for my bike its a 125cc bike and im 18 please help

Got my first speeding ticket, will my insurance go up?

Im 20yrs old if that matters.. And this is only my first ticket. I was going 80mph on a 70mph. Will my insurance go up? If u know please tell me. I have state farm.

I'm moving to florida from new jersey.?

Anything I should know before I move? Like is rent cheaper or auto insurance or like anything that would surprise me?

Can you have have insurance on 2 different cars with two different companies?

My car is in my mother in laws name, she lives in NC I live in SC. The car is being bought through a bank in NC, so it is also redgistered and insured in NC. Both of our names are covered on the insurance, but it is way too high for me to afford right now. She uses one insurance company and I usually use a different one because it is cheaper, so my question is, can she insure my car (thats in her name) through a different insurance company, and still keep her other cars on insured through her company?

How much will motorcycle insurance cost approximately?

Im 17 and I have had my Minnesota drivers license for about a year. Im looking to buy a 250cc Kawasaki ninja or something similar. I will take the MSF safety coarse. I have good grades and have never crashed my car. Give me a rough estimate. Thanks!!

medical insurance quotes for vision and dental

What is private health insurance?

can anyone give me a definition of private health insurance please? thankyou!

Car Insurance Quote - Looking for afford auto insurance?

Car Insurance Quote does some one know a cheap auto insurance that is dependable I am a good driver please advise.

Car insurance policy in new York?

When you get into a vehicle accident even though only one driver is at fault does both drivers insurance policy rate goes up?

How much would car insurance cost me???

Before I start calling for quotes, I would like to know approximately how much Im looking at to get car insurance in my name alone for 1 year. I need to know how much to put aside for it. Im female, 31 years old, I live in Queens, NY, will be buying a used car from a private seller, have NEVER had car insurance in my name, and Ive had my license for about 10 years. Also, why is it that when you request a quote online, they only give you an estimate for a 6-month policy? Does that mean you only pay insurance for 6 months or do you have to pay the 6-month premium 2x in that year? Thanks.

How much does type of car vary the insurance rate?

I am 18 and am going to be licensed in about a month or so. I am thinking about buying a first car but I'm just wondering out of curiousity, how much would insuring a 2002 BMW cost more than let's say...a 2002-2004 Honda Civic? I'm looking at the civic but if they are in the same price range, I would rather buy the BMW. Yes, I know about the Honda gets 50 mpg and BMW will cost more to maintain, etc, etc but I'm just wondering, would BMW insurance cost a lot more for a old model?

Who can help me with car insurance?

I sold my car and canceled my car insurance direct debit in my bank and the insurance company sold my debit to a debit collectors. Now I want to buy another car and my question is: can I make a new car insurance without having problems?

I Bought my first car, Its a 2004 Honda Accord, i need information about insurance.?

I need some info. about the best and the cheapest or the most reliable one i've never had insurance before..pleaaasee tell me where to go, please help.

Good car and renters insurance companies?

I'm in the process of getting a car and plan on moving to the Berlin area of New Hampshire this summer so i'm looking for a car insurance company that also offers renters insurance so that, when i move, i can bundle the two and try and get a bit of a discount. I'm just wondering if anyone knows any good companies (hoping to stay reasonably priced but it's my first car and i'm a newer driver) with offices in the Berlin area and offices in the Cape Ann area of Mass (where I am currently) that offer a car and renters bundle and have treated treated you well. I'd prefer fist hand opinions and experiences with companies.

What should i expect in a auto accident and insurance settlement?

I was hit from behind on Wednesday evening heading to work. The driver was ticketed by the police and their insurance company has admitted full liability. Injury wise, I have whiplash which thankfully, is going away now. My car, according to their adjuster, is going to be claimed as totaled. So, my car is valued at 7400, and repairs just from visual inspection, are 7015. So they are going the totaled route as its cheaper for them. After they buy the car from me, they will sell it to salvage, expect to get 2k from it, and only be out 5400 instead of a full cost of repairs. So I've had the car for a year and half, taken out on a 5yr car loan. I still owe 12k on it. After they cut a check to the lean holder, I'm still responsible for 5k on that loan. The bank and my insurance at the time didn't offer gap insurance. Stupid of me, I let my current policy expire to search around for a more affordable policy. I kept procrastinating, and the accident happened with me having no insurance. Lucky he hit me and is at fault. I'm trying to see what my options are. I've gone to the liable company's website and see their basic plan for my state, law requires 25k in property liability for at fault accidents, plus medical etc. So I'm wondering what should I expect from the lady handling this claim. I'm not fooled when she called me yesterday and said that she is here to work with and for me. Saying that there is probably a lot of talk about lawyers, just know they will take 30-40% of you settlement. Know that I'm here to work for you, try to work with me I'm thinking my head total bull crap. 1, she works for her insurance company first, and will have their interest first, 2, she works for their client and to protect them from me in a suit. In the end, I'm not stuck with a car that they will not fully pay to have repaired, and will still owe 5k after they pay the loan holder the value of the car. My credit is damaged and getting a new loan is probably not going to happen easily. I really don't want to get a lawyer but I now have a car sitting in my driveway that I can't use plus a balance in the end. Anyone got some suggestions as to what I should realistically expect. The lady mentioned a liability settlement, repair settlement, medical expenses settlement, and personal injury settlement. I'm not out to make money on this as that just will not happen. But I have no car and will owe 5k still. I'm just like...f**k

What will happen if I don't sign up for covered california health insurance?

I live in ca, I don't have healthcare and I am eligible for covered ca health insurance. What will happen if I don't sign up for it? Do I have too? Will I get in trouble if I don't?

Whats the different between Car Insurance and Breakdown Cover?

Thought It should be normally include in the Car Insurance.

What is the average insurance for a 2004 jeep grand cherokee?

It is a 4wd 4x4 jeep grand Cherokee laredo. Thank you

Question about buying a car without insurance?

Hey everyone, I need answers without criticism as Im new to this and know as much as you did when you bought your first car. I live in Texas and I have my learners permit but will get my license in around a month or so. We found a great deal on a car I love, and my parents want to buy it. However, as I said, I dont have my license yet, therfore, I dont have insurance. I was wondering, if my parents want to buy the car and keep it at home in the garage until i get my license and can get insurance, how would it work from the moment I buy the car until I drive it home. My parents have full-cover insurance with State Farm in both their cars, each pays their own insurance, would their insurance cover a second (technically third) car? What would be the step to take? How can I drive the car in peace without being nervous about getting pulled over or something? Please no rude answers, im trying to do things right, thus im here asking, Thanks

How do I find the best auto insurance company?

My rates for auto insurance rates keep on going up even when past citations drop off. Is there a way to lower my car insurance premiums? How do I find the best auto insurance company? Thanks for your help!

Will it raise my insurance?

this was my first speeding ticket. i was going 42 in a 25 mph zone. i live in oklahoma and i have state farm. will it goto my insurance?

Am I better off not reporting vandalism to my auto insurance?

My back window was smashed out, and I appear to have a $500 deductable for comprehensive insurance. If I can get the window fixed for less than that, is there any point in telling my auto ins? If I do tell them, will they raise my rates? Any harm in not telling them? Thanks!

When asked for your insurance in a car that's not yours..?

Just recently I took a vacation down to Galveston, and on my way back I got a speeding ticket in Ennis. Thing is, I was in my boyfriends mom's car and I didn't have my insurance. So I gave him the insurance for the car that I am not covered on. So my question is, is her insurance effected because of me? and When taking defensive driving should I put my insurance down for getting the ticket off my record?

What is the cheapest way for me to get car insurance?

So I am in a bit of a pickle. I was fortunate enough for my mom to buy me car. However, I need to pay for insurance. She has an insurance company but I am not allowed to be added on it until I am 21, because her car is a company car and has special insurance. So I cannot be added under her. So what is the cheapest way to insure my new car. Do my own insurance and pay a lot more $$. Or have her do another insurance on this car and add me as a secondary driver. Although, we would both be paying insurance and I am the only one driving. Bit it would pretty much cost the same. What do I do to get a cheap insurance company and how! NOTE: Please do not leave a link and say go to this website (They never work, take forever, need all this info, and some cost money) Also dont say call an insurance company. For now just please give me advice. Thanks (:

Non owner SR22 insurance, a cheap website?

What does full auto insurance cover?

hi, i bought a 2005 saturn on sat. i am tryng to get insurance quotes, so what i need to know what exactly does full coverage include? details please!! NO RUDE ANSWERS!!!

American health insurance question?

So, whats stopping people from not getting health insurance and paying the $95 fine, but when they get sick and need insurance. They go and get insurance because they can't be denied for pre existing conditions?

Is forced placed insurance acceptable when asked if i have insurance ?

gettin new auto insurance

Does the color of your car effect your insurance rate? is it a myth or true??

I want to buy a car but i've heard so many diff. myths about the color effecting your insurance rate. Just wondering...

How much does motorcycle ensurance cost?

I am planning on getting a bike. used,street bike probably a 04-07 dont know what kind yet but i was curious if a) is insurance on a motorcycle absolutely needed? b)how much if im 18, but father as a co signer with GREAT credit score c)on a $5,000 bike how much would it be a month overall, insurance and payments.

Nj motorcycle insurance?

im 23, male, have a pretty good car driving record (if that helps), but my credit isnt that good. how much (ball park) would it be in nj for motorcycle insurance. im planning on purchasing a bike in the next 8 months and wanna know how much i should expect to pay for insurance. i will get a quote, i just wanna know from you guys a rough estimate. thanks

medical insurance quotes for vision and dental

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